Know Your Full Upfront Cost Before You Make an Offer
Enter your details and see exactly what you need upfront — stamp duty, fees and all.
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Stamp Duty
$0
You save $23,985 as a first home buyer
Total Upfront Costs
$3,150
Excluding your deposit
Cost Breakdown
Government Charges
Stamp Duty (gross)$23,985
FHB Exemption / Concession−$23,985
Stamp Duty (net)$0
Professional & Legal Fees
Conveyancing / Legal Fees$2,000
Building & Pest Inspection$600
Title Transfer Fee$350
Mortgage Registration$200
Total Upfront Costs$3,150
This calculator provides estimates based on published 2026 stamp duty rates and may not reflect recent changes. Additional costs such as LMI, moving expenses, and new-build extras (site works, landscaping) are not included. Speak to a licensed conveyancer or solicitor for exact figures.