Home & Contents Insurance

A combined policy covering the building (home) plus everything inside (contents).

Home and contents insurance bundles two separate covers: home (building) insurance covers the physical structure for events like fire, storm and theft; contents insurance covers your belongings inside it. Most lenders require home insurance from settlement day onward; contents is optional but recommended. Strata-titled apartments don't need home cover (the owners corporation insures the building) but contents insurance is still important.