The home buying process in Australia is confusing, expensive and full of jargon. We went through it ourselves — and it nearly broke us. So we built the guide we wished we had.
I'm Anish — and when I bought my first home, I thought I was prepared. I'd saved for years, read every blog I could find, and felt ready.
I wasn't.
The bank told me I could borrow a number that sounded great — until I realised it would leave me eating toast for dinner every night. Nobody explained the difference between what a bank will lend you and what you can actually afford to repay.
Then came the hidden costs. Stamp duty, LMI, conveyancing, building inspections — tens of thousands of dollars that nobody warned me about until it was too late to back out.
I signed contracts I didn't fully understand. I paid fees I didn't know existed. I made decisions under pressure with no one in my corner giving me straight answers.
After it was all over, I kept thinking: why doesn't a free, honest guide exist for first home buyers in Australia? One that tells you what you can really afford — not what a bank wants to lend you. One that walks you through every step without trying to sell you something.
So I built it. That's NestPath.
We show you comfortable borrowing, true costs and hidden fees — because you deserve the full picture before making the biggest financial decision of your life.
If stretching your budget is risky, we'll say so. NestPath exists to protect you from overcommitting — not to push you toward a sale.
Every calculator, guide and tool on NestPath is free. No sign-ups, no paywalls, no 'call us to find out'. Just the answers you need, up front.
Not investors. Not property flippers. NestPath is for everyday Australians saving for their first home and trying to figure out where to start.
You answer a few honest questions about your income, savings and situation. We crunch the numbers using the same serviceability rules banks use internally — but rarely show customers — and give you a clear, personalised breakdown.
No sign-ups. No paywalls. No "call us to find out." Just the answers you need, up front, for free.
NestPath is 100% free to use — always. We earn referral fees from trusted partners like mortgage brokers, conveyancers and building inspectors when you choose to connect with them through our platform.
We will never push you toward a service you don't need. Every recommendation is optional and you can complete your entire home buying journey on NestPath without spending a cent.
Free borrowing power calculator, 8-step journey tracker, and honest guidance from people who've been there.
"You deserve to walk into every conversation informed, confident, and in control."