Stamp Duty on $500,000 WA 2026 — $0 for First Home Buyers (Save $17,765)

30-SECOND ANSWER

For a $500,000 property in Western Australia, the standard 2026 transfer duty is $17,765. Eligible first home buyers pay $0 — a saving of $17,765. Scheme: Threshold raised from $430,000 in March 2025.

First home buyer exemption status

WA FHB exemption rules in 2026:

Full exemption: properties up to $500,000
Tapered concession: $500,000 – $700,000
Above $700,000: standard rates apply, no FHB relief
Note: Threshold raised from $430,000 in March 2025

For your $500,000 purchase: Full FHB exemption — price under WA threshold of $500,000.

Breakdown by buyer type (at $500,000)

Standard buyer (non-FHB)	$17,765
First home buyer — established home	$0 (save $17,765)
First home buyer — new build	$0 (save $17,765)

$500,000 stamp duty by state — full comparison

State	Standard	FHB (established)	FHB (new build)
NSW	$17,031	$0	$0
VIC	$21,970	$0	$0
QLD	$15,925	$0	$0
WA	$17,765	$0	$0
SA	$21,330	$0	$0
TAS	$18,248	$0	$0
ACT	$10,880	$0	$0
NT	$23,929	$23,929	$0

Calculated from 2026 state revenue tiered formulas. Excludes foreign-buyer surcharge and absentee-owner levies. For an interactive calculator with all options, use the stamp duty calculator.

FAQs about stamp duty on $500,000 in WA

How much is stamp duty on a $500,000 property in Western Australia in 2026?#

For a $500,000 property in Western Australia, the standard transfer duty in 2026 is $17,765. Eligible first home buyers pay $0 (full exemption). The WA full FHB exemption threshold is $500,000 with a tapered concession up to $700,000.

Do I pay stamp duty in Western Australia as a first home buyer?#

For a $500,000 property, no — you qualify for the full exemption. Threshold raised from $430,000 in March 2025

When is stamp duty paid on a $500,000 Western Australia purchase?#

Stamp duty in Western Australia is generally payable at or shortly after settlement. Your conveyancer or solicitor arranges the payment from your settlement funds, so you do not need to transfer it separately — but you do need to budget for it alongside your deposit.

Can I add stamp duty to my home loan?#

Stamp duty is not typically rolled into the loan amount — it sits alongside your deposit as part of your "cash-to-close". For a $500,000 property in Western Australia, the standard stamp duty of $17,765 would need to be paid from cash savings, gift, or in some cases a separate personal loan. First home buyer exemptions remove this requirement at lower price points.