First Home Buyer Tools & Calculators

Every NestPath tool on one page. Work out what you can afford, what buying will really cost, and which government schemes you qualify for. All free, no sign-up.

10Free tools
$0No sign-up, ever
60sTo a first answer
A young Australian couple at their kitchen table working through home buying numbers on a laptop

Where are you at?

Pick your stage and we'll line up the three tools to run, in order.

  1. FHB Eligibility CheckerSee every scheme you qualify for before anything else.
  2. Borrowing Power CalculatorGet your realistic price range in 60 seconds.
  3. Deposit TrackerTurn that range into a deposit target and a date.

What can I afford?

Start here: your borrowing range, your deposit target, and how long until you get there. Prefer a quick read first? See salary-anchored borrowing ranges.

What will it cost?

The purchase costs beyond the price tag, and what your loan actually costs per week.

Am I eligible, and should I buy?

Check every government scheme you qualify for, then pressure-test the decision itself.

Numbers done, still unsure what they mean for you?

A NestPath vetted broker will run your exact situation across lenders and schemes, free and with no obligation. Most first home buyers pay a broker nothing.

Run a website for buyers? You can embed our stamp duty calculator on your own site, free.