How much is the First Home Owner Grant in Queensland in 2026?
The grant is $30,000 for an eligible first home owner who signs a contract today to buy or build a new home valued below $750,000 in Queensland. It covers contracts signed on or after 20 November 2023. QRO says the grant, previously scheduled to end on 30 June 2026, will be continued for the next 4 years.
| What | Current rule | Source |
|---|---|---|
| Grant amount | $30,000 for an eligible new home | QRO eligibility page |
| Contract timing | Contracts signed on or after 20 November 2023. Owner builders use the date foundations start. | QRO eligibility page |
| End date | Continued for the next 4 years, QRO says; it was previously scheduled to end on 30 June 2026 | QRO, Changes to home concessions (31 July 2026) |
| Property | A new home, a qualifying off the plan purchase, a build or an owner build | QRO tester |
| Value limit | Assessed value strictly below $750,000 | QRO eligibility page |
| Income test | None | QRO eligibility page |
A government can still change a grant, so check QRO before you sign. The Queensland Government page says the increased grant continues for eligible contracts signed from 1 July 2026 going forward. The current Act sets $30,000 for a new home, and the grant cannot be more than the price of the transaction.
Source: Queensland Revenue Office, First home owner grant: eligibility (Updated 5 August 2026), Queensland Revenue Office, Changes to home concessions (Event dated 31 July 2026), Queensland Government, First home owner grant (Updated 30 June 2026), Queensland legislation, First Home Owner Grant and Other Home Owner Grants Act 2000 (Current consolidated version, no date shown)
Is the Queensland first home owner grant $15,000 or $30,000?
For a contract signed today it is $30,000, not $15,000. QRO lists $15,000 only for contracts signed before 20 November 2023. Older explainers still say the boosted grant ends in June 2025 or June 2026 and then drops back. The Queensland Government has since confirmed it continues.
| Where the figure comes from | What it says | How we treat it |
|---|---|---|
| QRO eligibility page, updated 5 August 2026 | $30,000 for contracts signed on or after 20 November 2023. It also lists $15,000 for contracts signed before that date. | Current. The lower figure is for earlier contracts. |
| Queensland Government grant page, updated 30 June 2026 | The increased $30,000 grant continues for eligible contracts signed from 1 July 2026 going forward. | Current. It answers the July 2026 question directly. |
| Queensland Government initiative page, updated 30 June 2026 | The $30,000 grant continues beyond 30 June 2026. | Current. |
| Older explainers and some summaries | The boosted grant ends on 30 June 2025 or 30 June 2026, then drops to $15,000. | Out of date. They describe a deadline that was later extended. |
| Queensland Government initiatives index | Still describes the extension as running to 30 June 2026. | Out of date summary. The linked detail page replaces it. |
The amount follows the date the contract was signed, or the date foundations start for an owner builder. Settling or moving in after an old deadline does not by itself change it. QRO's page is not a full history of every earlier rate, so we do not publish one here.
Source: Queensland Revenue Office, First home owner grant: eligibility (Updated 5 August 2026), Queensland Government, First home owner grant (Updated 30 June 2026), Queensland Government, Extending the $30,000 first home owner grant (Updated 30 June 2026), Queensland Revenue Office, State Budget 2026 (Issued 23 June 2026)
Is there a $50,000 first home buyers grant in Queensland?
We found no standalone $50,000 first home buyers grant in Queensland in the current official sources. The Queensland grant is $30,000. The $50,000 figure matches a few other things, set out in the table.
| What the $50,000 could be | The fact | Is it a Queensland grant? |
|---|---|---|
| Queensland first home owner grant | $30,000 for eligible new homes | Yes, but the amount is $30,000 |
| First Home Super Saver Scheme | Counts eligible voluntary super contributions up to $15,000 a year and $50,000 in total, plus associated earnings | No. It is your own super savings, released under ATO rules |
| Northern Territory grant | The HomeGrown Territory Grant is $50,000 for eligible first home buyers | No. It is a Northern Territory grant |
| Grant plus duty combined | On an eligible new home near the value cap, the grant plus the duty avoided can add to more than $50,000 (see the worked table below) | No. These are two separate benefits, not one larger grant |
These are possible confusions, not proof of what any one person means by the search. The Northern Territory grant is paid by a different government to buyers there. Super savings are yours already. The combined benefit is cash plus tax you do not pay, shown further down.
Source: Queensland legislation, First Home Owner Grant and Other Home Owner Grants Act 2000 (Current consolidated version, no date shown), Australian Government, First Home Super Saver Scheme (No date shown), Northern Territory Government, Buy or build a new home: HomeGrown Territory Grant (No date shown)
Who is eligible for the Queensland First Home Owner Grant?
You must pass four separate tests: a new home valued below $750,000, applicants who are at least 18 with one citizen or permanent resident, a clean ownership history, and a plan to live in the home. There is no income test. The grant is statewide. The same $30,000 and the same $750,000 limit apply on the Gold Coast, the Sunshine Coast and in regional Queensland. Only the 5% Deposit Scheme and Help to Buy price caps change by area.
| Test | Who it applies to | The rule | Evidence or exception |
|---|---|---|---|
| Property | The home | A new home. Ordinary established homes do not qualify. | Contract, plans, seller or builder evidence |
| Value | The transaction | Assessed value strictly below $750,000, including variations. Exactly $750,000 fails. | Contract, variations, land valuation for builds |
| Age | Each applicant | At least 18 years old and an individual (not a company). Cases involving age or legal disability go to QRO. | Identity documents |
| Citizenship | At least one applicant | An Australian citizen or permanent resident. A New Zealand special category visa holder needs a current New Zealand passport. | Passport, visa or citizenship evidence |
| Ownership history | Each applicant and their spouse | No Australian residential property before 1 July 2000. From that date, no owned property that was used as a residence. Property held only as an investment since that date can still qualify. | Statutory declaration and ownership evidence |
| Earlier grants | Each applicant and their spouse | A first home owner grant received before in Australia generally rules you out. Repayment and separation cases are examined by QRO. | QRO assessment |
| Occupation | All applicants | Move in within 1 year of completion and live there continuously for 6 months. | Notify QRO within 14 days if you cannot comply |
| Income | Nobody | There is no income test for the Queensland grant. | Not applicable |
The grant is for a home you will live in, not an investment. Arrangements that circumvent the eligibility rules, or whose sole purpose is getting the grant rather than buying a home, can disqualify you. QRO has the final say, so use the official QRO tester for your own case.
Source: Queensland Revenue Office, First home owner grant: eligibility (Updated 5 August 2026), Queensland Revenue Office, First home owner grant: eligibility tester (Updated 11 June 2026)
Can I get the grant for an established or renovated home?
No for an ordinary established home, because the grant is for new homes. A qualifying substantial renovation can count, but cosmetic work does not. Granny flats and relocated homes are reviewed case by case. Established home buyers can still get duty relief, covered below.
| Property | Grant outcome | What QRO looks for |
|---|---|---|
| New home bought from a builder or developer, never sold as a residence | Can qualify | Seller evidence that it is new |
| Off the plan purchase | Can qualify when it meets the off the plan rules | The contract and settlement documents |
| House and land as two separate contracts | Assessed as a build, not as an off the plan purchase | Land contract, building contract, land value at the building contract date |
| New build or owner build | Can qualify | Building contract or construction costs, land value at the building contract date or when foundations start, completion certificates |
| Substantial renovation of a home | Only if it meets the substantial renovation rules | A taxable supply of new residential premises and seller evidence. Cosmetic work is not enough. |
| Granny flat, relocated home or manufactured home | Reviewed case by case, not an automatic no | The legal interest in the land and the applicable QRO category |
| Ordinary established home | Does not qualify | Not applicable. See the duty concession for established homes below. |
| Home that looks new but was sold as a residence before | Can fail | An earlier residential sale can disqualify it even if nobody lived there |
Never lived in is not the same as new. If a home was sold as a residence before, it can fail even when nobody lived in it.
Source: Queensland Revenue Office, First home owner grant: eligibility tester (Updated 11 June 2026), Queensland Revenue Office, First home owner grant: documents (Updated 5 August 2026), Queensland Revenue Office, First home owner grant: eligibility (Updated 5 August 2026)
Does the $750,000 limit include land and building costs?
For a build, yes. For a comprehensive building contract, QRO adds the construction consideration, including variations, to the land's unencumbered value when the contract is made. For an owner build, it uses the relevant land value when laying the foundations starts. The total must be strictly below $750,000. Exactly $750,000 fails. A purchase and an owner build are counted differently, as the table shows.
| Transaction | What is counted | Valuation date |
|---|---|---|
| Purchase of a new home | The consideration, and the statutory unencumbered value of the home and land. Both tests matter. | Contract |
| Comprehensive building contract | Construction consideration, including variations, plus the unencumbered value of the land | Land value when the building contract is made |
| Owner builder | Actual construction costs, not counting your own labour, plus the relevant land value | Land value when laying the foundations starts |
| Variations | Added to the total. A variation that lifts the total to the cap fails the test. | As the variation is agreed |
The land price you paid some time ago is not the build test. A bank's valuation of the finished home is a separate question from the grant assessment, so do not use one as the other. Land value evidence must be dated no more than 12 months from the building contract date, or from the date foundations are laid for an owner build, and show the land value as at commencement.
Source: Queensland Revenue Office, First home owner grant: eligibility (Updated 5 August 2026), Queensland legislation, First Home Owner Grant and Other Home Owner Grants Act 2000 (Current consolidated version, no date shown), Queensland Revenue Office, First home owner grant: documents (Updated 5 August 2026)
What happens if variations take my build over the grant limit?
A variation counts toward the total. If it lifts a build to $750,000 or more, the value test fails. If the grant was paid before completion and the completed value reaches or passes the limit, tell QRO within 28 days. The table uses made up numbers to show the rule.
| Example | Land value plus construction | Variation added | Revised total | Against the limit |
|---|---|---|---|---|
| Small variation | $735,000 | $8,000 | $743,000 | Below the limit, still passes |
| Variation lands exactly on the limit | $735,000 | $15,000 | $750,000 | Equal to the limit, fails |
| Larger variation | $735,000 | $20,000 | $755,000 | Above the limit, fails |
These inputs are illustrations only, not prices. QRO decides what follows from a failed assessment. Extras billed outside the building contract can still be part of the transaction, so do not assume a separate invoice sits outside the limit.
Source: Queensland Revenue Office, First home owner grant: eligibility (Updated 5 August 2026), Queensland Revenue Office, First home owner grant: obligations (Updated 6 August 2026), Queensland legislation, First Home Owner Grant and Other Home Owner Grants Act 2000 (Current consolidated version, no date shown)
Can I qualify if I or my partner have owned property before?
Your history and your spouse's both count. Australian residential property owned before 1 July 2000 rules you out. From that date, owned property you lived in rules you out, but property held only as an investment does not. A spouse counts even if they are not on the title.
| Your situation (or your spouse's) | Grant effect | Evidence |
|---|---|---|
| Owned Australian residential property before 1 July 2000 | Ruled out, whether or not you lived in it | Ownership history |
| Owned property from 1 July 2000 and lived in it | Ruled out | Statutory declaration, title records |
| Owned property from 1 July 2000 only as an investment, never lived in it | Can still qualify | Evidence the property was never your residence |
| Received a first home owner grant in Australia before | Generally ruled out. Repayment and separation exceptions are examined by QRO. | QRO assessment |
| Your de facto partner owns a home and is not on the new title | Their history can still count against you | Spouse details on the application |
Married and registered partners count. A de facto partner counts after living together on a genuine domestic basis for 2 years or more. Buying alone does not remove a partner's history.
Source: Queensland Revenue Office, First home owner grant: eligibility tester (Updated 11 June 2026)
Can New Zealand citizens or permanent residents get the grant?
Possibly. At least one applicant must be an Australian citizen or permanent resident. A qualifying New Zealand special category visa holder needs a current New Zealand passport. On a joint application the other buyer does not have to be a citizen. QRO decides who qualifies.
| Applicant status | Grant treatment |
|---|---|
| Australian citizen or permanent resident | Qualifies on this test |
| Joint application where one applicant is a citizen or permanent resident | Qualifies on this test. The other applicant does not need to be. |
| New Zealand special category visa holder | Needs a current New Zealand passport and must meet QRO's qualifying rules |
| Other visa holders where nobody is a citizen or permanent resident | Does not qualify on this test |
Help to Buy is stricter and needs Australian citizens. Do not carry that rule over to the grant.
Source: Queensland Revenue Office, First home owner grant: eligibility tester (Updated 11 June 2026), Housing Australia, Help to Buy scheme (No date shown)
How long do I have to live in the home?
Move in within 1 year of completion, then live there continuously for 6 months. All applicants must do both. The year is the deadline to start living there, not the length of the stay. Tell QRO within 14 days if something stops you complying.
| Step | Rule | Notes |
|---|---|---|
| 1. Completion | Purchase: you are entitled to possession and title is registered. Build: the home is ready to live in and certified. | The move in clock starts here |
| 2. Move in | All applicants move in within 1 year of completion | This is the deadline to start living there |
| 3. Stay | Live there continuously for 6 months | The six months can run past the first year |
| 4. Tell QRO | Within 14 days of a change that stops you complying | If the grant was paid before completion, tell QRO within 28 days when the completed value reaches or passes the cap |
Changing the address on your licence is not the same as living there. QRO looks at where you actually live. If you cannot meet the rule, tell QRO early and ask about an exception.
Source: Queensland Revenue Office, First home owner grant: obligations (Updated 6 August 2026), Queensland Revenue Office, First home owner grant: how to apply (Updated 5 August 2026)
Can I rent out a room or the whole home and keep the grant?
Yes for the grant. QRO says you can rent the home out before moving in and keep the grant, as long as you then meet the move in and 6 month occupation rules, but you lose the transfer duty concession. QRO also says you can rent out one or more rooms during your 6 month residency period and keep the grant. The 14 day notice applies when a change means you cannot comply, not to renting that meets the rules.
| Action | Grant effect | Duty concession effect |
|---|---|---|
| Let the whole home before you move in | Allowed. QRO says you can rent the home out before moving in and keep the grant, provided you then meet the move in and 6 month occupation rules. Tell QRO within 14 days only if a change means you cannot comply. | Lost. QRO says you will lose the transfer duty concession. |
| Rent a room while you live there | Allowed. QRO says you can rent out one or more rooms during your 6 month residency period and keep the grant. | Permitted from 10 September 2024 while you continue to live there |
| Call the payment board instead of rent | QRO looks at the real arrangement, not the label | The same |
| Sell within the first year | Check the occupation and notification rules first | Disposal restrictions run until 1 year after you move in |
Source: Queensland Revenue Office, First home owner grant: eligibility (Updated 5 August 2026), Queensland Revenue Office, First home owner grant: obligations (Updated 6 August 2026), Queensland Revenue Office, Home concessions and grants compared (Updated 31 July 2026)
How do I apply for the Queensland First Home Owner Grant?
Apply through a QRO approved bank or lender, or direct to QRO. Lodge one application for each home, within 1 year of completion unless QRO agrees to more time. Include every owner and disclose your spouse. A joint purchase does not multiply the grant.
| Route | Where you lodge | Paid |
|---|---|---|
| Approved agent (a QRO approved bank or lender) | With your lender, usually alongside the loan | At settlement for a new home or off the plan purchase |
| Direct to QRO | Online with QRO | After completion and after QRO has the evidence it needs |
- Check the property and value tests before you sign a contract, using the checker above and the QRO tester.
- Sign the contract. For a build, the building contract date sets the land valuation date, or the date foundations start for an owner build.
- Choose your route: an approved agent such as your lender, or direct to QRO.
- Lodge one application per home. Include every owner and disclose your spouse.
- Complete the purchase or build, then move in within 1 year of completion.
- Apply within 1 year of completion unless QRO has agreed to an extension.
- Live in the home continuously for 6 months and tell QRO within 14 days if that changes.
Who does what: you are responsible for the application and the answers in it. An approved agent lodges it for you when you use that route. A broker can help line up the timing with your loan, but you do not need one to apply. QRO's apply page has the forms.
Source: Queensland Revenue Office, First home owner grant: how to apply (Updated 5 August 2026), Australian Government and state grant application portal, Apply for the first home owner grant in Queensland (No date shown)
When is the grant paid, and can I use it as my deposit?
Through an approved agent it is generally paid at settlement for a new home, at first drawdown for a build, and after the final inspection certificate for an owner build. It is not paid when you sign, so it cannot cover your signing deposit.
| Transaction | Approved agent route | Direct to QRO route |
|---|---|---|
| New home or off the plan purchase | Generally at settlement | After completion and receipt of the required evidence |
| Comprehensive build | At first drawdown of the loan | After completion and receipt of the required evidence |
| Owner builder | After the final inspection certificate | After completion and receipt of the required evidence |
| Money | When it is needed | Can the grant fund it? |
|---|---|---|
| Deposit at contract signing | On signing | No. The grant is not paid by then. |
| Deposit the lender counts | At loan approval | Ask your lender whether the expected grant can form part of your contribution at settlement and what genuine savings evidence it requires. |
| Settlement or build funding | At settlement or first drawdown | Yes, on the approved agent route the grant is generally paid at that point |
The application portal gives 10 business days for a complete application. That is a processing target, not a promise of money before settlement. Where the payment lands, and whether it goes to your loan or your account, depends on your lender, so confirm with them.
Source: Queensland Revenue Office, First home owner grant: obligations (Updated 6 August 2026), Australian Government and state grant application portal, Apply for the first home owner grant in Queensland (No date shown)
What documents do I need for the grant?
You need identity evidence from 4 categories plus documents for your transaction. Each category needs one document and no document is reused. Builds also need land value evidence dated no more than 12 months from the building contract date or, for an owner build, from the date foundations are laid. Gifts, guarantees and other family help must be disclosed.
| Document | Applies to |
|---|---|
| Identity evidence from 4 categories, one document per category, no document reused | Every applicant |
| Contract of sale or building contract, with variations | Every transaction |
| Title or settlement evidence, or completion certificates | Every transaction |
| Land value evidence dated no more than 12 months from the building contract date (the date foundations are laid for an owner build), showing the land value as at commencement | Builds and owner builds |
| Taxable supply and seller evidence | Substantial renovations |
| Statutory declaration about ownership history and who lives in the home | Where QRO asks |
| Disclosure of gifts, guarantees or other financial help from family | Where it applies |
Source: Queensland Revenue Office, First home owner grant: documents (Updated 5 August 2026)
Do first home buyers pay stamp duty in Queensland?
On a new home signed from 1 May 2025, first home buyers pay nil duty with no value cap. An established first home pays nil at $700,000 or below and gets partial relief below $800,000. Vacant land also has full relief. Citizenship rules tightened on 1 August 2026.
| Property | First home buyer duty today | Value cap | Condition to watch |
|---|---|---|---|
| New home (contracts from 1 May 2025) | Nil duty on the home and the residential land it sits on | None | Non residential or additional land can still be taxed |
| Established home, $700,000 or below | Nil duty if eligible | Up to $700,000 | Saves up to $24,525 against standard duty. The ordinary home concession rules apply. |
| Established home, above $700,000 and below $800,000 | Partial first home relief that shrinks as the price rises | Below $800,000 | Relief shrinks as the price rises and ends at $800,000. |
| Established home, $800,000 or more | No extra first home concession. The ordinary home concession may apply. | Reached at $800,000 | Check the home concession |
| Vacant land (contracts from 1 May 2025) | Full relief with no land value cap | None | You must build and move in within 2 years of settlement |
These concessions have their own conditions, including market value, vendor evidence, occupation and earlier concession claims. A tenant or the vendor staying on has specific rules, so do not assume either one rules you out. Duty is not the same test as the grant:
| Test | Grant | Duty concession |
|---|---|---|
| Value cap | Strictly below $750,000 | None on a new home. $800,000 on an established home. |
| Ownership history | Australian residential property | Residential interests anywhere in the world |
| Citizenship | At least one applicant a citizen or permanent resident | From 1 August 2026, citizenship, permanent residency or specified foreign retiree status |
| Occupation | 6 months continuous | Disposal and whole home leasing restrictions until 1 year after you move in |
| Room letting | Allowed during the 6 month residency period | Permitted from 10 September 2024 while you live there |
Use the stamp duty calculator to price duty on your own purchase.
Source: Queensland Revenue Office, Transfer duty: first home concession for a new home (Updated 31 July 2026), Queensland Revenue Office, Transfer duty: first home concession (Updated 31 July 2026), Queensland Revenue Office, Transfer duty: first home concession for vacant land (Updated 31 July 2026), Queensland Revenue Office, Changes to home concessions (Event dated 31 July 2026), Queensland Revenue Office, Home concessions and grants compared (Updated 31 July 2026)
How much can the grant and stamp duty concession save together?
On an eligible new home at $700,000, the grant plus the duty avoided is $54,525: $30,000 in cash and $24,525 of duty you do not pay. At $750,000 the grant disappears, but new home duty stays nil, so the benefit drops to $26,775.
NestPath calculation, run 28 October 2026 from the QRO rates pages. The inputs are hypothetical. We assume a completed residential purchase, a contract signed today, every concession condition met, the price equal to the dutiable and grant value, and no extra land, foreign surcharge or fees.
| Price | New home grant | Duty, eligible new home | Duty, eligible established first home | Standard duty | Grant plus standard duty avoided |
|---|---|---|---|---|---|
| $700,000 | $30,000 | $0 | $0 | $24,525 | $54,525 |
| $749,999 | $30,000 | $0 | $9,190 | $26,775 | $56,775 |
| $750,000 | $0 | $0 | $10,925 | $26,775 | $26,775 |
| $800,000 | $0 | $0 | $21,850 | $29,025 | $29,025 |
- Eligible new home
- Eligible established first home
- Standard duty
The last column is cash plus tax avoided against standard duty with no concession. It is not a cash payment, and it is not the extra saving over the ordinary home concession. The calculation covers this price band only. It is not a full duty calculator.
Source: Queensland Revenue Office, First home owner grant: eligibility (Updated 5 August 2026), Queensland Revenue Office, Transfer duty: first home concession for a new home (Updated 31 July 2026), Queensland Revenue Office, Transfer duty: first home concession (Updated 31 July 2026), Queensland Revenue Office, Transfer duty: rates (Updated 25 June 2026), Queensland Revenue Office, Transfer duty: concession rates (Updated 31 July 2026)
Can I combine the grant with the 5% Deposit Scheme, Help to Buy or Boost to Buy?
In most cases yes, with limits. The grant is cash. The 5% Deposit Scheme is a loan guarantee, and Help to Buy and Boost to Buy are equity shares. Government guarantee and equity schemes compete with each other, so check the rules before you pick one. Boost to Buy cannot count the grant toward its 2% deposit.
| Help | What it is | Minimum deposit | Income test | Queensland caps | Works with the grant? |
|---|---|---|---|---|---|
| First home owner grant | Cash grant | Not applicable | None | Below $750,000 | Yes |
| 5% Deposit Scheme | Government guarantee on the loan, not cash | 5%, or 2% for eligible single parents | None since 1 October 2025 | $1,000,000 in Brisbane, the Gold Coast and the Sunshine Coast. $700,000 elsewhere. | Yes. QRO says eligibility for a national home guarantee scheme does not affect your eligibility for the grant. |
| Help to Buy | Government equity share of up to 40% on a new home or 30% on an existing home | 2% | $103,000 single. $165,000 joint or single parent. 1 July 2026 to 30 June 2027. | $1,000,000 in Brisbane, the Gold Coast and the Sunshine Coast. $700,000 elsewhere. | Grants and duty concessions can be compatible. Citizens only. |
| Boost to Buy | Queensland equity share of up to 30% on a new home or 25% on an existing home | 2% in your own savings, which cannot include the grant | $155,000 single. $232,000 two adults or a single adult with dependants. | $1,000,000. South East Queensland places are used up. Regional places remain. | Yes, but the grant cannot count toward its deposit. Completed homes only. |
| First Home Super Saver | Release of your own voluntary super contributions | Not applicable | None | Not applicable | Yes, it is your own savings |
- Boost to Buy: a Queensland equity share with a 2% deposit. South East Queensland places are used up and regional places remain today.
- Help to Buy: a federal equity share with a 2% deposit, for Australian citizens within the income caps.
- 5% Deposit Scheme: a federal guarantee that lets eligible buyers borrow with a 5% deposit and no lenders mortgage insurance.
Source: Housing Australia, Australian Government 5% Deposit Scheme (No date shown), Housing Australia, 5% Deposit Scheme property price caps (No date shown), Queensland Revenue Office, First home owner grant: eligibility (Updated 5 August 2026), Housing Australia, Help to Buy scheme (No date shown), Housing Australia, Help to Buy income thresholds (Effective 1 July 2026 to 30 June 2027), Housing Australia, Help to Buy property price caps (No date shown), Queensland Treasury, Boost to Buy (Updated 30 September 2026), Queensland Treasury, Boost to Buy: eligibility, obligations and exit (Updated 3 July 2026), Australian Government, First Home Super Saver Scheme (No date shown)
What are the common mistakes with the Queensland grant?
The most common are reading the value limit as inclusive, using the wrong land value on a build, and assuming grant eligibility means duty eligibility. Each of the ten below comes from a rule in the QRO pages.
- Treating $750,000 as "up to". The limit is strict. A total of exactly $750,000 fails the test.
- Using the old land price on a build. The build test uses the land value when the building contract is made (when foundations start for an owner build), plus construction consideration. The price you paid for the land earlier is not the test.
- Assuming every applicant must be a citizen. The grant needs at least one citizen or permanent resident. Help to Buy has a stricter rule, so do not carry it over.
- Thinking any past ownership rules you out. Property you held only as an investment since 1 July 2000 does not rule you out. Property before that date does.
- Buying alone to avoid a partner's history. Spouse rules can apply even when your partner is not on the title.
- Reading "within one year" as the whole stay. The year is the deadline to move in. The six months of continuous living then follows.
- Assuming grant eligibility means duty eligibility. The ownership, citizenship, occupation and letting rules differ between the two.
- Thinking new home duty relief stops at $750,000. The grant has a value limit. The new home duty concession has none.
- Counting on the grant as your signing deposit. The grant is paid at settlement, first drawdown or after completion, not at contract.
- Reading Boost to Buy as open across Queensland. South East Queensland places are used up. Regional places remain, and the scheme is for completed homes.
What should I do if I do not qualify for the grant?
Match the reason to the next step. Established home buyers can look at duty relief. If your total is at or above the limit, the grant is gone, but new home duty relief has no cap. Unsure cases go to QRO. Another scheme may help, but none is guaranteed.
| If this is you | Next step |
|---|---|
| You are buying an established home | The grant does not apply. Look at the first home duty concession for established homes above. |
| Your total is at or above the value limit | You lose the grant, but new home duty relief has no cap. Check the duty concession. |
| You are not sure about ownership history or a spouse | Use the QRO tester or ask QRO directly before you sign. |
| You are unsure how the pieces fit with your loan | A broker can line up the grant, the duty concession and a low deposit scheme. |
Frequently asked questions
How much is the first home owner grant in Queensland?
$30,000 for an eligible first home owner who signs a contract to buy or build a new home valued below $750,000. QRO says the grant, previously scheduled to end on 30 June 2026, will be continued for the next 4 years.
Is the Queensland first home owner grant still $30,000 after June 2026?
Yes. The Queensland Government grant page, updated 30 June 2026, says the increased $30,000 grant continues for eligible contracts signed from 1 July 2026, and the Queensland Revenue Office says the grant, previously scheduled to end on 30 June 2026, will be continued for the next 4 years. A government can still change a grant, so check QRO before you sign.
Is the Queensland first home owner grant $15,000?
Not for a contract signed today. QRO lists $15,000 for contracts signed before 20 November 2023. Contracts signed on or after that date attract $30,000. See the $15,000 answer.
Is there a $50,000 first home buyers grant in Queensland?
No current Queensland source we checked describes one. The $50,000 figure matches the First Home Super Saver cap on your own super savings and the Northern Territory's HomeGrown Territory Grant. See the $50,000 answer.
Is the grant for new homes only?
Yes. Ordinary established homes do not qualify. New homes, qualifying off the plan purchases, builds, owner builds and qualifying substantial renovations can.
Does the $750,000 limit include land and building?
Yes, for a build. QRO counts the construction consideration, including variations, plus the land value when the building contract is made (when foundations start for an owner build). The total must be strictly below $750,000. Exactly $750,000 fails.
Is there an income limit for the Queensland grant?
No. The Queensland first home owner grant has no income test. Other schemes, such as Help to Buy and Boost to Buy, have their own income limits.
Can I get the grant if my partner has owned property?
It can affect you. QRO screens applicants and their spouses, and a spouse counts even when they are not on the title. A de facto partner counts after living together on a genuine domestic basis for 2 years or more.
Do both buyers need to be citizens?
No. At least one applicant must be an Australian citizen or permanent resident. A qualifying New Zealand special category visa holder needs a current New Zealand passport, and QRO decides who qualifies.
How long do I have to live in the home?
All applicants must move in within 1 year of completion and then live there continuously for 6 months. Tell QRO within 14 days if something changes that stops you complying.
When is the grant paid?
On the approved agent route it is generally paid at settlement for a new home or off the plan purchase, at first drawdown for a build and after the final inspection certificate for an owner build. Direct applications to QRO are paid after completion and receipt of the required evidence.
Can I use the grant as my deposit?
The grant cannot fund the deposit due at contract signing because it is paid later. Ask your lender whether the expected grant can form part of your contribution at settlement and what genuine savings evidence it requires.
How long does QRO take to process an application?
The application portal gives 10 business days for a complete application. That is a processing target, not a promise of money before settlement.
Do first home buyers pay stamp duty in Queensland?
Not on a new home bought on or after 1 May 2025: the first home concession reduces duty to nil with no value cap. An established first home pays nil duty at $700,000 or below, with partial relief below $800,000.
Can I get the grant and the duty concession together?
Yes, if you meet each test. They are separate benefits with separate rules, and a new home can lose the grant at the value limit while keeping the duty concession.
Does the grant work with the 5% Deposit Scheme, Help to Buy or Boost to Buy?
The grant can sit beside the 5% Deposit Scheme and Help to Buy. Boost to Buy needs a 2% deposit from your own savings, which cannot include the grant. See Boost to Buy and Help to Buy.
Sources
How we checked: every figure on this page was read on the official source pages listed below on 28 October 2026.
- Queensland Revenue Office, First home owner grant: eligibility. Updated 5 August 2026.
- Queensland Revenue Office, First home owner grant: eligibility tester. Updated 11 June 2026.
- Queensland Revenue Office, First home owner grant: obligations. Updated 6 August 2026.
- Queensland Revenue Office, First home owner grant: how to apply. Updated 5 August 2026.
- Queensland Revenue Office, First home owner grant: documents. Updated 5 August 2026.
- Queensland Government, First home owner grant. Updated 30 June 2026.
- Queensland Government, Extending the $30,000 first home owner grant. Updated 30 June 2026.
- Queensland Revenue Office, State Budget 2026. Issued 23 June 2026.
- Queensland legislation, First Home Owner Grant and Other Home Owner Grants Act 2000. Current consolidated version, no date shown.
- Queensland Revenue Office, Transfer duty: first home concession for a new home. Updated 31 July 2026.
- Queensland Revenue Office, Transfer duty: first home concession. Updated 31 July 2026.
- Queensland Revenue Office, Transfer duty: first home concession for vacant land. Updated 31 July 2026.
- Queensland Revenue Office, Changes to home concessions. Event dated 31 July 2026.
- Queensland Revenue Office, Home concessions and grants compared. Updated 31 July 2026.
- Queensland Revenue Office, Transfer duty: rates. Updated 25 June 2026.
- Queensland Revenue Office, Transfer duty: concession rates. Updated 31 July 2026.
- Australian Government and state grant application portal, Apply for the first home owner grant in Queensland. No date shown.
- Housing Australia, Australian Government 5% Deposit Scheme. No date shown.
- Housing Australia, 5% Deposit Scheme property price caps. No date shown.
- Housing Australia, Help to Buy scheme. No date shown.
- Housing Australia, Help to Buy income thresholds. Effective 1 July 2026 to 30 June 2027.
- Housing Australia, Help to Buy property price caps. No date shown.
- Queensland Treasury, Boost to Buy. Updated 30 September 2026.
- Queensland Treasury, Boost to Buy: eligibility, obligations and exit. Updated 3 July 2026.
- Australian Government, First Home Super Saver Scheme. No date shown.
- Northern Territory Government, Buy or build a new home: HomeGrown Territory Grant. No date shown.
The older Queensland Government initiatives index still shows an out of date end date, which its own detail page replaces.
This page is general information, not personal advice. QRO decides who gets the grant. Check your own case with QRO and a licensed professional before you sign.
Check the grants and schemes covered by our eligibility tool.
The eligibility checker runs your own price and details against the grants and schemes it covers.