Common questions answered

First Home Buyer FAQs

Honest answers to the questions every first home buyer asks — plain English, no jargon.

Also explore

Free tools and guides for Australian first home buyers

Borrowing Power Calculator
How much can you actually borrow?
Mortgage Repayment Calculator
Weekly, fortnightly & monthly repayments
Stamp Duty Calculator
Know your full upfront costs by state
LMI Calculator
How much is Lenders Mortgage Insurance?
Rent vs Buy Calculator
Should you rent or buy right now?
House Deposit Calculator
How long until you can buy?

Related guides

First Home Buyer Checklist 2026
How to Buy a House — Step by Step
First Home Buyer Grants by State