Northern Territory Stamp Duty Calculator 2026: Duty and the House and Land Exemption

On a $600,000 Northern Territory home, stamp duty is $29,700. A first home buyer pays the same amount, because the Territory has no first home buyer duty concession. The only relief is the house and land package exemption, which removes the duty on a qualifying new detached home bought from a building contractor.

Last updated: 28 October 2026

A young Australian couple signing property purchase documents with their conveyancer

The state is set to the Northern Territory. Enter your price, choose the property type and see the stamp duty, the first home buyer concession and your upfront costs.

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Stamp Duty

$29,700

Standard NT duty. The NT has no first home buyer stamp duty concession for established homes.

Total Upfront Costs

$32,850

Excluding your deposit

Cost Breakdown

Government Charges

Stamp Duty (gross)$29,700
Stamp Duty (net)$29,700

Professional & Legal Fees

Conveyancing and legal fees (estimate)$2,000
Building and pest inspection (estimate)$600
Title transfer fee (estimate)$350
Mortgage registration (estimate)$200
Total Upfront Costs$32,850

This calculator provides estimates based on published 2026 stamp duty rates and may not reflect recent changes. Additional costs such as LMI, moving expenses, and extras for a new build (site works, landscaping) are not included. Speak to a licensed conveyancer or solicitor for exact figures.

What are the stamp duty rates in the Northern Territory?

These are the rate tables published by the Territory Revenue Office and the legislation behind them, set out as data with the date of each source page. The calculator above and every worked figure on this page use these scales, so you can check any result against them by hand.

Stamp duty on a conveyance of land, Stamp Duty Act 1978 (NT), Schedule 1, consolidated version read on 28 October 2026. The page shows no separate effective date. V is the value divided by 1,000. Duty keeps the cents the formula gives.

Stamp duty on a conveyance of land, Stamp Duty Act 1978 (NT), Schedule 1, consolidated version read on 28 October 2026. The page shows no separate effective date. V is the value divided by 1,000. Duty keeps the cents the formula gives.
Value of the propertyStamp duty
Up to $525,000D = (0.06571441 × V × V) + (15 × V), where D is the duty in dollars
Over $525,000 to under $3,000,0004.95% of the value
$3,000,000 or more but less than $5,000,0005.75% of the value
$5,000,000 or more5.95% of the value

Source: Stamp Duty Act 1978 (NT), Schedule 1, Northern Territory legislation (AustLII consolidated), No date shown.

How much is stamp duty on common prices in the Northern Territory?

On $700,000 the stamp duty in the Northern Territory is $34,650 for a home buyer who is not a first home buyer, and $34,650 for a first home buyer buying an established home. The table runs 9 common prices through the same engine as the calculator.

stamp duty in the Northern Territory at common prices
PriceHome buyer (not first home buyer)First home buyer (established)First home buyer (new home)
$400,000$16,514.31$16,514.31$16,514.31
$500,000$23,928.60$23,928.60$23,928.60
$525,000$25,987.53$25,987.53$25,987.53
$600,000$29,700$29,700$29,700
$700,000$34,650$34,650$34,650
$800,000$39,600$39,600$39,600
$900,000$44,550$44,550$44,550
$1,000,000$49,500$49,500$49,500
$1,500,000$74,250$74,250$74,250

Calculated by the same engine as the calculator, to the cent where the office rate scale calls for it. The first home buyer columns assume the buyer meets every condition for the concession; the sections below set the conditions out. They leave out grants, fees and surcharges.

How does stamp duty change with the price in the Northern Territory?

Between $300,000 and $1,500,000 the duty in the Northern Territory rises from $10,414.30 to $74,250. The two lines sit on top of each other because a first home buyer buying an established home pays the same duty as any other buyer.

Northern Territory stamp duty by purchase price$0k$20k$40k$60k$80k$300k$500k$700k$900k$1.1m$1.3m$1.5mPurchase priceStandard home buyerFirst home buyer, established home

Stamp duty by purchase price in the Northern Territory, from $300,000 to $1,500,000 in steps of $50,000. Both lines come from the same engine as the calculator. The table below holds every plotted point.

Plotted points for the Northern Territory duty chart
PriceStandard home buyerFirst home buyer (established)
$300,000$10,414.30$10,414.30
$350,000$13,300.02$13,300.02
$400,000$16,514.31$16,514.31
$450,000$20,057.17$20,057.17
$500,000$23,928.60$23,928.60
$550,000$27,225$27,225
$600,000$29,700$29,700
$650,000$32,175$32,175
$700,000$34,650$34,650
$750,000$37,125$37,125
$800,000$39,600$39,600
$850,000$42,075$42,075
$900,000$44,550$44,550
$950,000$47,025$47,025
$1,000,000$49,500$49,500
$1,050,000$51,975$51,975
$1,100,000$54,450$54,450
$1,150,000$56,925$56,925
$1,200,000$59,400$59,400
$1,250,000$61,875$61,875
$1,300,000$64,350$64,350
$1,350,000$66,825$66,825
$1,400,000$69,300$69,300
$1,450,000$71,775$71,775
$1,500,000$74,250$74,250

Source: Stamp Duty Act 1978 (NT), Schedule 1, Northern Territory legislation (AustLII consolidated), No date shown.

How much is stamp duty on a home in the Northern Territory?

On a $500,000 property, Northern Territory stamp duty is $23,928.60. On $700,000 it is $34,650, and on $1,000,000 it is $49,500. The amount comes from the scale in Schedule 1 of the Stamp Duty Act 1978. A first home buyer pays the same, unless the purchase qualifies for the house and land package exemption.

The common prices table above runs nine prices through the same engine as the calculator.

Source: Stamp Duty Act 1978 (NT), Schedule 1, Northern Territory legislation (AustLII consolidated), No date shown.

How is stamp duty calculated in the Northern Territory?

Up to $525,000 the Act uses a formula: divide the value by 1,000 to get V, then duty is 0.06571441 times V times V, plus 15 times V. For $500,000, V is 500 and duty is $23,928.60. Above $525,000 duty is a flat percentage of the whole value.

The formula is built so the two parts meet. Duty rises smoothly up to $525,000, then switches to 4.95% of the value, rising to 5.75% from $3,000,000 and 5.95% from $5,000,000. There are no bands with base amounts, as in most other states.

Source: Stamp Duty Act 1978 (NT), Schedule 1, Northern Territory legislation (AustLII consolidated), No date shown.

Why does Northern Territory stamp duty become a flat percentage above $525,000?

Because Schedule 1 of the Stamp Duty Act sets 4.95% of the whole value for properties over $525,000 and under $3,000,000. A $600,000 property pays $29,700, and $800,000 pays $39,600. Duty goes up by 4.95% of each extra dollar, so the percentage on the whole price stays level.

Duty at prices either side of $525,000.

Duty at prices either side of $525,000.
PriceStamp duty
$400,000$16,514.31
$500,000$23,928.60
$525,000$25,987.53
$600,000$29,700
$800,000$39,600

Source: Stamp Duty Act 1978 (NT), Schedule 1, Northern Territory legislation (AustLII consolidated), No date shown.

Do first home buyers pay stamp duty in the Northern Territory?

Yes. The Northern Territory has no first home buyer stamp duty concession, so a first home buyer pays the same duty as anyone else: $29,700 on $600,000. The only duty relief is the house and land package exemption, which is not limited to first home buyers and has strict conditions.

Our calculator shows $0 only when you confirm the purchase is a qualifying house and land package. It never assumes that a new home qualifies.

Source: Stamp Duty Act 1978 (NT), Schedule 1, Northern Territory legislation (AustLII consolidated), No date shown; Get a stamp duty exemption on house and land packages, Northern Territory Government, Modified 7 October 2024.

What is the Northern Territory house and land package exemption?

It removes stamp duty on a qualifying new detached home, with no value cap and no means test. The buyer signs one transaction with a building contractor for the land and the home, the contract falls between 1 July 2022 and 30 June 2027, and a buyer must live in the home within 12 months.

On a $700,000 package, the exemption means the $34,650 of duty is not payable. Ask the Territory Revenue Office to confirm that your contract qualifies before you sign.

  • One single transaction with a building contractor covers both the land and the build.
  • The home is a new detached home.
  • The builder bought the land from a developer and paid duty on it.
  • The contract is dated from 1 July 2022 to 30 June 2027.
  • There is no value cap and no means test.
  • You must live in the home within 12 months, for at least 6 continuous months.

Source: Get a stamp duty exemption on house and land packages, Northern Territory Government, Modified 7 October 2024.

What does not qualify for the Northern Territory house and land exemption?

Anything that is not a single transaction for a new detached home with a building contractor. An apartment is not a detached home. Buying a block and then signing a separate build contract is two transactions. Contracts outside 1 July 2022 to 30 June 2027 are also outside the exemption.

The exemption page says the builder must have bought the land from a developer and paid duty on it. A purchase that does not match every condition on the Territory page may be charged full duty, so check the page and the Territory Revenue Office before you sign.

Source: Get a stamp duty exemption on house and land packages, Northern Territory Government, Modified 7 October 2024.

Is stamp duty different for a new home, an established home or vacant land in the Northern Territory?

The rate scale is the same. Duty depends on the value of the property, and we found no separate scale for new homes, established homes or vacant land. The difference is the exemption: only a qualifying house and land package from a building contractor can have the duty removed.

For an established home at $800,000 the duty is $39,600. For a qualifying new house and land package at the same price the duty payable is nil.

Source: Stamp Duty Act 1978 (NT), Schedule 1, Northern Territory legislation (AustLII consolidated), No date shown; Get a stamp duty exemption on house and land packages, Northern Territory Government, Modified 7 October 2024.

Do investors pay more stamp duty than home buyers in the Northern Territory?

We found no separate investor scale in Schedule 1. The scale on this page applies to the value of the property, so a $900,000 purchase costs $44,550 whether you live in it or rent it out. The house and land exemption does need you to live in the home.

Source: Stamp Duty Act 1978 (NT), Schedule 1, Northern Territory legislation (AustLII consolidated), No date shown; Get a stamp duty exemption on house and land packages, Northern Territory Government, Modified 7 October 2024.

When do I have to pay stamp duty in the Northern Territory?

As a general rule, within 60 days of the date the contract is first signed. The Territory Revenue Office lodgement form says documents must be lodged and the duty paid within 60 days of the date of first execution. Ask the Territory Revenue Office or your conveyancer about the date that applies to your contract.

Duty is assessed on the value of the property, so the figure you owe is the one in the calculator above for your price.

Source: Stamp Duty Lodgement Form, Territory Revenue Office, NT Treasury, No date shown; Stamp Duty Act 1978 (NT), Schedule 1, Northern Territory legislation (AustLII consolidated), No date shown.

Can stamp duty be added to the loan in the Northern Territory?

The Territory Revenue Office assesses duty. It does not say how a buyer funds it. Whether a lender will lend towards duty is the lender's decision, based on its own policy and your application. The duty is still owed to the Territory by its due date.

Source: Stamp Duty Act 1978 (NT), Schedule 1, Northern Territory legislation (AustLII consolidated), No date shown.

Is there a first home owner grant in the Northern Territory?

Yes. HomeGrown Territory pays $50,000 to first home buyers who buy or build a new home, on contracts from 1 October 2024 to 30 September 2027. It is a grant, so it does not change the stamp duty on this page. The NT Government page says there is no cap on the build or purchase price.

The home must never have been lived in or sold as a place of residence, and you must live in it for at least 12 months. Other conditions are on the NT Government page, so read it before you sign.

Source: Buying or building a new home, HomeGrown Territory, Northern Territory Government, Published 5 March 2026, modified 13 May 2026.

What else should I check with the Territory Revenue Office?

Check the Territory Revenue Office for anything this page does not list. This page covers the Schedule 1 scale, the house and land package exemption and the HomeGrown Territory grant. It does not list any other general home buyer concession or a foreign buyer surcharge, because we did not read a Territory page for either.

Source: Get a stamp duty exemption on house and land packages, Northern Territory Government, Modified 7 October 2024; Buying or building a new home, HomeGrown Territory, Northern Territory Government, Published 5 March 2026, modified 13 May 2026.

What are the common mistakes with Northern Territory stamp duty?

The main one is assuming a first home buyer concession exists, because most other states have one. Others are assuming any new home gets the exemption, and signing separate land and build contracts, which leaves two transactions and can put the purchase outside the exemption.

  • The exemption is for a single transaction with a building contractor, not for any new home.
  • An apartment is not a detached home.
  • The contract date must fall between 1 July 2022 and 30 June 2027.
  • You must live in the home within 12 months, for at least 6 continuous months.

Source: Get a stamp duty exemption on house and land packages, Northern Territory Government, Modified 7 October 2024.

What changed in the Northern Territory in 2025 and 2026?

In March 2026 the Territory extended its $50,000 HomeGrown Territory grant: first home buyers of a new home now have until 30 September 2027 to sign a contract and until 30 September 2028 to apply. The house and land package exemption covers contracts from 1 July 2022 to 30 June 2027. The rate scale did not change.

Dated changes to stamp duty in the Northern Territory, newest first
DateChange
March 2026HomeGrown Territory grant of $50,000 extended: eligible first home buyers now have until 30 September 2027 to sign a contract to buy or build, and until 30 September 2028 to apply.
1 October 2024HomeGrown Territory grant of $50,000 for first home buyers of a new home starts, for contracts from this date.
1 July 2022The house and land package exemption begins for contracts from this date.

Source: Buying or building a new home, HomeGrown Territory, Northern Territory Government, Published 5 March 2026, modified 13 May 2026; Get a stamp duty exemption on house and land packages, Northern Territory Government, Modified 7 October 2024.

Northern Territory stamp duty questions answered

Does the Northern Territory have a first home buyer stamp duty concession?

No. A first home buyer pays the same stamp duty as other buyers. The only relief is the house and land package exemption, and it is not limited to first home buyers.

Is there a price cap on the house and land package exemption?

No. The Territory page for the exemption says there is no value cap and no means test. The home must be a new detached home bought in a single transaction with a building contractor.

What is the last date for the house and land package exemption?

The contract must fall between 1 July 2022 and 30 June 2027.

How long do I have to lodge and pay stamp duty in the Northern Territory?

As a general rule, within 60 days of the date of first execution of the contract, according to the Territory Revenue Office lodgement form.

How long must I live in a house and land package home?

You must live in the home within 12 months, for at least 6 continuous months.

How much is stamp duty on a $1,000,000 home in the Northern Territory?

$49,500, using the flat 4.95% rate that applies to values over $525,000 and under $3,000,000.

Is the formula for duty up to $525,000 a real rule?

Yes. It is in Schedule 1 of the Stamp Duty Act 1978 (NT): duty is 0.06571441 times V times V, plus 15 times V, where V is the value divided by 1,000.

Do I pay different duty if I will rent the property out?

We found no separate investor scale in Schedule 1, so the same scale applies to the value. The house and land exemption needs you to live in the home.

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Sources

How we checked: the rate scale, the house and land exemption and the HomeGrown grant were read on the Territory sources listed below on 28 October 2026, and every duty figure is calculated by the same engine as the calculator.

Sources for this page
PublisherTitlePage date
Northern Territory legislation (AustLII consolidated)Stamp Duty Act 1978 (NT), Schedule 1No date shown
Northern Territory GovernmentGet a stamp duty exemption on house and land packagesModified 7 October 2024
Northern Territory GovernmentBuying or building a new home, HomeGrown TerritoryPublished 5 March 2026, modified 13 May 2026
Territory Revenue Office, NT TreasuryStamp Duty Lodgement FormNo date shown

Rates and thresholds come from the Territory Revenue Office and the legislation listed above. For a binding figure, use the Territory Revenue Office or ask your conveyancer.

General information, not personal advice. It does not take your objectives, finances or needs into account. How NestPath makes money.