Stamp Duty on $600,000 in Victoria (2026)

30-SECOND ANSWER

For a $600,000 property in Victoria, the standard 2026 transfer duty is $27,970. Eligible first home buyers pay $0 — a saving of $27,970.

VIC FHB exemption rules in 2026:

• Full exemption: properties up to $600,000
• Tapered concession: $600,000 – $750,000
• Above $750,000: standard rates apply, no FHB relief

Calculated from 2026 state revenue tiered formulas. Excludes foreign-buyer surcharge and absentee-owner levies. For an interactive calculator with all options, use the stamp duty calculator.

How much is stamp duty on a $600,000 property in Victoria in 2026?#

For a $600,000 property in Victoria, the standard transfer duty in 2026 is $27,970. Eligible first home buyers pay $0 (full exemption). The VIC full FHB exemption threshold is $600,000 with a tapered concession up to $750,000.

Do I pay stamp duty in Victoria as a first home buyer?#

For a $600,000 property, no — you qualify for the full exemption.

When is stamp duty paid on a $600,000 Victoria purchase?#

Stamp duty in Victoria is generally payable at or shortly after settlement. Your conveyancer or solicitor arranges the payment from your settlement funds, so you do not need to transfer it separately — but you do need to budget for it alongside your deposit.

Can I add stamp duty to my home loan?#

Stamp duty is not typically rolled into the loan amount — it sits alongside your deposit as part of your "cash-to-close". For a $600,000 property in Victoria, the standard stamp duty of $27,970 would need to be paid from cash savings, gift, or in some cases a separate personal loan. First home buyer exemptions remove this requirement at lower price points.